The virtual payzy card is a Visa debit card, which is linked to your payzy account balance, and can be issued quickly and easily through payzy. You can use it for all your online purchases with greater security, in payments at physical terminals (POS), as well as at ATMs that support contactless transactions, as long as you've added it to Apple Wallet or Google Wallet. It's a debit card like any other, without the need to receive it in plastic form, which you have full control over via payzy.